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If you are recently involved in an auto accident, it is important to seek the help of a personal injury lawyer and file an insurance claim, so you need to be aware of the claims process. You are required to file a claim with your insurance company if you are involved in a car accident involving property damage or injury. Ideally, car accidents must be reported within seven days to the insurance company because failure to follow the proper notification may deny the claim, as there are also statute of limitations that may apply when it comes filing a claim.
When filing an insurance claim, it is important to provide the detailed information of the car accident including the name insurance policy number, vehicle information (make, registration, model, and license plate number), and details of the accident (location, time, date, extent of injuries, the other driver’s name and license number, number of passengers involved, extent of vehicle damage, license plate numbers and identification numbers of other vehicles involved, as well as the description of the accident). It is easier to file a claim if you know your coverage as well as your responsibilities, but if you are injured and need help, a personal injury lawyer can help. Once the car accident claim has been reported, you’ll be contacted by your insurance company’s claim adjuster via telephone or meet you in person so you can complete the Proof of Loss form, a sworn statement to support your claim. In terms of knowing the coverage of your insurance policy, your claim adjuster can explain the full details of your insurance coverage, but having a car accident lawyer gives you confidence and assurance that you will receive the maximum compensation you deserve for your claim. It is important to ask the help of a personal injury lawyer so you can get what is due depending on your damages.
Your insurance company would need to determine who is the one at fault in the auto accident so they can assess the property damage and injuries sustained. To help your insurance company provide the right claim’s treatment and consistent injury treatment, your insurance company base it on the Fault Determination Rules. If you feel that the insurance company’s procedures are unfair and the settlement is not favorable to you, contacting a personal injury lawyer or car accident lawyer can help you out. Get an initial free legal consultation about your personal injury claim by visiting our website or homepage now. We can help you with your personal injury claim through the help of our expert and experienced lawyers.